Frequently Asked Questions
June 03 2024, Prêt Auto Neuve 123
1) I'm a newcomer to Quebec. Is it possible for me to get a loan?
a. Yes, we have programs for newcomers that allow you to obtain a low-interest loan for the duration of your work visa.
2) I've never had any credit. Is it possible for me to get a loan?
a. Yes, we have first-time buyer programs that allow you to finance a vehicle without a co-signer.
3) Do you offer in-house financing?
a. Yes, but it's not our preferred solution because we want to restore your purchasing power, and in-house financing doesn't show up on the credit bureau.
4) Are my family allowances and pensions taken into account?
a. Some lenders take this type of income into account when analyzing your file. Our experts can direct your application to these lenders if this improves your borrowing capacity.